Need help finding your dream home?
If you would like to do some research of your own, feel free to use my convenient website links above to help find your dream home, calculate your monthly payments, and review information about any school district in New York State. Feel free to contact me if you need assistance.
Some things to consider when buying a home:
- Know your rights. There are many laws that protect you from scams, unnecessary expenses, and discrimination in the home buying process.
- How much mortgage can you afford? You can save yourself a lot of wheel-spinning if you take a minute to determine what you can afford to spend on your new house.
Click here to find your dream home!
-
What's Your
Wish-List
? Knowing what you're looking for will help you focus your search. - Mortgage Programs: Many different kinds of mortgages are available to you. Learn about them, and make sure you understand the pros and cons of each.
- Home Inspections: When you make an offer on a home, it's a good idea to make your offer contingent on a home inspection, conducted by an independent authorized inspector.
- Appraisals: Your lender will require you to get an appraisal of the house you want to buy, to ensure it's worth the money that you'll be borrowing.
- Home Owner's Insurance: Lenders require that you have homeowners insurance, to protect both your interests and theirs. Depending on the amount of your downpayment, you may also be required to purchase Private Mortgage Insurance (PMI).
- At the closing: Be sure to read and understand everything BEFORE you sign.